Elzey Insurance

Long gone are the days when traveling merchants were the only people who needed insurance.  We live life in a fast-spinning world laden with financial and security risks.  If we do not take steps to eliminate or reduce those risks, our livelihoods, homes, cars, and even our lives are in danger.  Insurance is designed to [...]

Believe it or not, some of the most devastating disasters are not covered by the standard homeowners insurance policy. Damage from a flood or earthquake is not covered unless paid for with an extra premium.  Most people think of rising streams, rivers, lakes and oceans when they think of flood. But 67% of all flood [...]

Are you paying too much for your auto insurance? If you are over the age of 55, you may qualify for a special senior driver policy that could save you 10-15% or more. If your policy was not issued specifically for senior drivers, there’s a risk you are throwing away valuable money.

It’s a big moment for families when teenagers become teenage drivers. It’s important for parents to pass along safe-driving knowledge and instill some rules for their children who are new to being on the roads.

The National Insurance Crime Bureau examined vehicle theft data submitted by law enforcement to the National Crime Information Center (NCIC) and determined the vehicle make, model, and model year most reported stolen in 2010. Did your vehicle make the list? It looks like two Honda models are at the top of the list of U.S. thieves’ favorite vehicles.

If knowing the rules of the road is any indication of safe driving habits, then men are the safer drivers.

Hurricane season has just started and it is never to early to start preparing! Hurricanes can spawn tornadoes, landslides and floods, so if you’re in a hurricane’s path, you should take extra precautions to ensure a safe evacuation and return to the area.

Texas requires that all motorists carry liability insurance so that if you are at fault, you can pay for the damage to the other vehicle as well as cover the medical expenses for the other driver and passengers if they are injured. Mandatory minimum liability coverage in Texas is 30/60/25. That means that there is [...]

One thing that seems clear about auto insurance: drivers know they have to get it, but, other than that, they just don’t “get it.”  When it comes to understanding auto insurance, a lot of people have trouble grasping the subject matter.  And while you might think older drivers have a better handle on the nuances [...]

Ever wonder why you pay hundreds of dollars each year for automobile insurance when you’ve never had an accident, never had your vehicle stolen and never submitted a claim?

One reason is an explosion in insurance fraud across the country.