Elzey Insurance

Hurricane season has just started and it is never to early to start preparing! Hurricanes can spawn tornadoes, landslides and floods, so if you’re in a hurricane’s path, you should take extra precautions to ensure a safe evacuation and return to the area.

Texas requires that all motorists carry liability insurance so that if you are at fault, you can pay for the damage to the other vehicle as well as cover the medical expenses for the other driver and passengers if they are injured. Mandatory minimum liability coverage in Texas is 30/60/25. That means that there is [...]

One thing that seems clear about auto insurance: drivers know they have to get it, but, other than that, they just don’t “get it.”  When it comes to understanding auto insurance, a lot of people have trouble grasping the subject matter.  And while you might think older drivers have a better handle on the nuances [...]

Ever wonder why you pay hundreds of dollars each year for automobile insurance when you’ve never had an accident, never had your vehicle stolen and never submitted a claim?

One reason is an explosion in insurance fraud across the country.

As the summer approaches, you may find yourself renting a vehicle to go on vacation. Here is some important information to consider before you rent your next car.

We all know that the law requires that you use your safety belt. Safety belts can reduce injuries and deaths. Many studies and actual crash tests have proven this. The recommended method for pregnant women to wear lap and shoulder belts is as follows: Wear the lap belt as low as possible under the abdomen [...]

  If you are visiting Texas, or have just moved here, you should be aware that many out-of-state insurance companies are not authorized to do business in Texas. Before you drive here you should ask your insurance company if you are covered in case of a collision. Should you become involved in a collision in [...]

In an effort to help you understand the various forms of insurance, we are continuing our blog series on “What Type of Insurance Do You Need.” If you have any questions, please email us at service@texaninsurance.com. There are a number of important factors like the level of deductibles, credit score, driving and loss history, and [...]

I recently found a great article on “The 3 Things Your Auto Insurance Company Doesn’t Want You To Know” and it got me thinking.  Many people are not aware of how important good insurance coverage is – instead they search for the lowest price they can find without regard to the amount or quality of [...]

It doesn’t snow often in Houston but when it does – it throws everyone for a loop! Since we aren’t use to driving in this type of weather, I thought I’d share a few smart driving tips to keep you safe! Check the tire pressure in your vehicle’s tires. Extreme drops in temperature will sometimes [...]