Elzey Insurance

Long gone are the days when traveling merchants were the only people who needed insurance.  We live life in a fast-spinning world laden with financial and security risks.  If we do not take steps to eliminate or reduce those risks, our livelihoods, homes, cars, and even our lives are in danger.  Insurance is designed to [...]

Did you get a pearl necklace for Christmas?  Planning to give her some diamond earrings for Valentine’s Day? How about the fact that a typical homeowner’s insurance policy only covers $1,500 worth of jewelry? If your jewelry is worth more than the sublimit on your homeowner’s policy, you should consider purchasing specific insurance to cover [...]

Let’s face it: Stuff breaks. Taking stuff to get fixed is expensive.  However, there is a quick (sometimes temporary) fix for almost any broken household item.  That fix is called. . . DUCT TAPE! Yup, you heard right. Duct tape. And no, it is not something used to tape ducks together.  Though it was originally [...]

Throughout the “Under-Insured?” series over January, several topics were covered.  It may be difficult to keep all of these different ideas straight, so here is a checklist that you can use when shopping for new Homeowner’s insurance: Get a good agent!  An agent who is only concerned with getting your business will try to cut [...]

In light of the drought we have had recently, it is good to finally see some rain hitting the Houston area.   The dust is being washed away, cars are getting clean, trees get a nice drink, and the grass just might be green again!  While this deluge is welcome, the flash floods accompanying it are not. [...]

Wouldn’t it be nice if we could eliminate the need to worry about fire in the home?  To have fire-proof walls and floors would be great!  But in order to completely eliminate the risk, you would have to make most of your furniture out of steel, rock and glass.  Patrick from Spongebob Squarepants probably has [...]

The presents are unwrapped, the decorations are being boxed up, and the Christmas tree is bare.  Rather than just throw the tree away or let it wither in the backyard, why not go green and allow your community to recycle your tree for you? Your local community already has a recycling program in place.  Many [...]

Its raining! Actually, as I type this out, its actually pouring – I can’t remember the last time I heard that sound!

The drought this summer has been severe. We have consistently broke heat record after record. I would also be remiss if I did not mention the horrible wildfires that have been sparked in the last few months in our area where hundreds of people have lost their home.