Elzey Insurance

Long gone are the days when traveling merchants were the only people who needed insurance.  We live life in a fast-spinning world laden with financial and security risks.  If we do not take steps to eliminate or reduce those risks, our livelihoods, homes, cars, and even our lives are in danger.  Insurance is designed to [...]

Believe it or not, some of the most devastating disasters are not covered by the standard homeowners insurance policy. Damage from a flood or earthquake is not covered unless paid for with an extra premium.  Most people think of rising streams, rivers, lakes and oceans when they think of flood. But 67% of all flood [...]

The changes between different policies can between different agents within a company.  Insurance agents are under intense pressure to make sales. One way an agent can keep the price down is aim low in valuing houses. The goal, they say, is to keep premiums down to keep customers from going to competitors, and sometimes even [...]

In light of the drought we have had recently, it is good to finally see some rain hitting the Houston area.   The dust is being washed away, cars are getting clean, trees get a nice drink, and the grass just might be green again!  While this deluge is welcome, the flash floods accompanying it are not. [...]

Hurricane Season is already here and it is important to prepare BEFORE a storm is in the Gulf!

Here are a few items you might not have remembered to add to an emergency supply kit:

Hurricane season has just started and it is never to early to start preparing! Hurricanes can spawn tornadoes, landslides and floods, so if you’re in a hurricane’s path, you should take extra precautions to ensure a safe evacuation and return to the area.

The National Oceanic and Atmospheric Administration (NOAA) Climate Prediction Center released their prediction for the 2011 hurricane season last week.  In it, they predicted a 65% chance of an above normal hurricane season. According to NOAA, there is is an estimated 70 percent chance that there will be: 12-18 Named Storms 6-10 Hurricanes 3-6 Major [...]

Famous Last Words of Flood Victims: “But I Don’t Live In a Flood Zone.” “What do you mean I’m not covered? My Home Is a Wreck!” Truth is… everyone lives in a flood zone. The last thing you want to hear is “Sorry but you don’t have Flood Insurance”. Katrina… Rita….   Ike. You saw the [...]