Elzey Insurance

Long gone are the days when traveling merchants were the only people who needed insurance.  We live life in a fast-spinning world laden with financial and security risks.  If we do not take steps to eliminate or reduce those risks, our livelihoods, homes, cars, and even our lives are in danger.  Insurance is designed to [...]

We enjoy life, don’t we? All of us are born, grow up, grow old, and pass on.  In between growing up and growing old, most of us work hard, fall in love, get married, have kids, go on vacation and enjoy life.  However, we are all mortal.  Each time you get in a car, ride [...]

In light of the drought we have had recently, it is good to finally see some rain hitting the Houston area.   The dust is being washed away, cars are getting clean, trees get a nice drink, and the grass just might be green again!  While this deluge is welcome, the flash floods accompanying it are not. [...]

Have you thought about how your family would get by if something would happen to you? Its not something we want to think about but we need to. Life insurance is important!

August is “Life Insurance Month” at Elzey Insurance and we want you to be prepared! That’s why we are focusing on life insurance over the next few weeks. We invite you to leave a comment or ask a question at service@texaninsurance.com

Fools are squarely in the “buy term life and invest the difference” camp. To be more clear, when we say “the difference,” we are referring to the savings plan component of cash value premiums. We think that most people should invest this difference themselves!

To be fair, though, the topic is more complicated than this, and we should present both sides. Let’s start with our arguments for buying term life. We’ll follow this with some scenarios where a cash value policy might make sense.

We all know we need insurance. But what’s the best way to purchase it? How do you know what’s right for you? Here are some great tips to keep in mind when you purchase insurance. What do you need? No one understands your financial situation better than you.  Financial Highway recommends that you can get [...]