Elzey Insurance

Home owners should know a thing or two about safety. It is very important to install safety features to your house, even if it’s a simple deadbolt lock. Remember: It’s better to be too safe than sorry later. The first thing you should do, and the easiest, is to install deadbolt locks as mentioned, window [...]

While spring brings the promise of warm weather, longer days, and bright greenery, springtime also comes as a prelude to hurricane season and heavy rains that could lead to flooding . Flash floods are the #1 weather-related killer in the U.S. since they can roll boulders, tear out trees, and destroy buildings and bridges. A [...]

Windstorm inspections, also referred to as Windstorm insurance inspections, are a kind of home inspection common in coastal areas. The purpose of a windstorm inspection is to determine the aptness of a given structure’s construction in the event of strong winds, like the kind present during a hurricane. They look for construction features that have [...]

April is National Distracted Driving Prevention Month. Although it is a little early there are some statistics that you should be aware of as you proceed into the next month. In 2009, 5,500 people in the U.S. were killed & almost half a million injured by distracted driving. The three descriptions of “distractions while driving” [...]

As we age, it is normal for our driving abilities to change. This isn’t to say that we need to automatically keep our family members from driving when they get “too old.” It just means that we should pay attention to any warning signs that age could be interfering with our driving abilities and make [...]

Threatening skies and gusty winds threaten Houston today with a tornado watch.  The northern United States has surivived, including a tornado near San Antonio this morning.   Well, it’s our turn, folks. A tornado watch has been issued for Brazoria country.  If you live in an area that could be in danger of a tornado, here [...]

In 2010,  approximately 3.3% of the nation’s population was killed in a drunk driving related accident.   This is a drastic improvement from 6.3% in 1991, but fatalities still occur.  A California Highway Patrolman’s advice can eliminate your chances of ever being victimized by a drunk driver in a highway head-on collision. Tip of the Day: When [...]

Let’s face it.  Insurance is complicated.  Finding an affordable policy is difficult.  Getting the right coverage is even harder.  When you buy a home, there are so many different options and policies for homeowner’s insurance that it is downright confusing!  Well, here are a few things that may help choosing the correct policy easier. 1. [...]

Most of us know that panicky feelings of seeing flashing lights in the rearview mirror. . The anticipation as the police officer approches the window. .  And they always ask the classic question “May I see your driver’s license and insurance card?” Now, be honest.  While it’s not difficult to change the insurance card in [...]

Safe driving calls for two hands on the wheel, two eyes on the road and one brain fully focused on the task. Multi-tasking, so much part of our busy lives these days, is not a wise option when you’re driving.  Many states have now outlawed the use of hand-held cell phones. However, research suggests that [...]