Elzey Insurance

Windstorm inspections, also referred to as Windstorm insurance inspections, are a kind of home inspection common in coastal areas. The purpose of a windstorm inspection is to determine the aptness of a given structure’s construction in the event of strong winds, like the kind present during a hurricane. They look for construction features that have [...]

February 29th, also known as Leap Day, usually occurs every four years. This day is added to the calendar in leap years as a corrective measure to pace the Earth’s orbit around the sun. It takes the Earth approximately 365.242199 (a tropical year) to orbit around the sun. Since the calendar has only 365 days [...]

Did you get a pearl necklace for Christmas?  Planning to give her some diamond earrings for Valentine’s Day? How about the fact that a typical homeowner’s insurance policy only covers $1,500 worth of jewelry? If your jewelry is worth more than the sublimit on your homeowner’s policy, you should consider purchasing specific insurance to cover [...]

This part of our “Under-Insured?” series doe not directly deal with the topic of underinsurance, but instead with how your rates are determined.  Because of financial circumstances, many people are tempted to cut coverage in order to lower their premiums. Here at Elzey Insurance, we know it is of the utmost importance to get the best [...]

Believe it or not, some of the most devastating disasters are not covered by the standard homeowners insurance policy. Damage from a flood or earthquake is not covered unless paid for with an extra premium.  Most people think of rising streams, rivers, lakes and oceans when they think of flood. But 67% of all flood [...]

The presents are unwrapped, the decorations are being boxed up, and the Christmas tree is bare.  Rather than just throw the tree away or let it wither in the backyard, why not go green and allow your community to recycle your tree for you? Your local community already has a recycling program in place.  Many [...]

If you own a home zip codes 77581, 77584 or 77578 then you need to seriously look at getting your homeowner insurance at InsuranceWithWind.com. YOU can now have one policy that provides coverage for windstorm AND fire. You also get better coverage options in time of a claim, especially if you are not able to [...]

As we all know, the price of gas has gone up tremendously in the last year. However, there are some great resources online for finding the cheapest gas prices in your area.

Labor Day is right around the corner. Many of us look forward to having that Monday off to Bar-B-Que, spend time with family and just to relax! But have you ever thought about what Labor Day really is?

Because of its value, your classic car deserves better insurance than an everyday driver. Think of this: your collectible car may just register as an older vehicle on your current auto policy. If an accident occurs, you could be left shorthanded when you try to replace it. Texas Classic car insurance is different from ordinary [...]